Federal Credit Unions exists to provide financial services that make a difference in our members' lives and in the communities we serve.
We Offer:
- A great work environment with training, mentoring and career opportunities;
- Competitive compensation, dependent on relevant experience;
- Employer Benefits including – Medical and Vision (CU makes substantial contributions to premium cost) , Short & Long Term Disability & Life insurance (fully paid for by the credit union), and generous employer matching contributions to your Health Savings and 401(k) Accounts;
- Paid Holidays and allowances for Personal, Annual and Sick leave;
- Employee Net Income sharing, plus;
- Access to optional Supplemental and Group Life insurance programs.
Browse our available positions below, then fill out our application below. You can either print at home and fill in by hand or complete it electronically. Then mail or deliver it to one of our branch locations . You can also securely upload your application below or email it to us at jobs@swmcfcu.org. Applications with SWMCFCU are only valid for 120 days. Consideration for employment after 120 days requires a new application. A full application package includes an employment application and resume to be considered for a position. You can also upload your resume below as well.
Southwest Community FCU is an Equal Opportunity Employer
Use this section below ONLY to submit resumes, cover letter and/or your complete employment application after you fill it out with the above link first.
Loan officer in anaconda
Job Description
To be considered for employment, SWMCFCU requires a full application and resume
Salary DOE and Open Until Filled.
Job Summary:
The Loan Officer is responsible for soliciting, negotiating, underwriting and coordinating the closing of moderately complex consumer, residential, equipment, commercial building and business loans in compliance with Southwest Montana Community FCU's lending policies and procedures; develops relationships with members; and promotes business for the Credit Union by maintaining good customer relations and referring members to appropriate staff for new services. The position of Loan Officer Il assists in attaining established Credit Union goals through active participation in sales management and marketing of the Credit Union’s services and products. Courses and training may be required.
Essential Duties, Responsibilities and Expectations (includes the following, other duties may be assigned):
- Meets with members to gather information and advises on loan products.
- Evaluate loan applications and documentation
- Analyze financials, property evaluations, credit reports and other variables for loan approval.
- Maximize Credit Union profitability through the appropriate pricing of new loan originations, fee income and selling of bank products and services.
- Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority as needed.
- Approve loans or deny loans and follow processes for each.
- Review agreements for accuracy.
- Promote additional insurance or other products to members.
- Conduct internal loan reviews.
- Perform month end tasks such as matured loan modifications and credit bureau reports.
- Handle and negotiate delinquencies.
- Work with members to resolve complaints and other issues.
- Maintain an up-to-date and comprehensive knowledge on all credit union products and services, this includes answering basic member inquiries regarding interest rates, service charges and account histories while complying with disclosure requirements, regulations and consumer privacy policies. Coordinate with other departments and refer members to departments/personnel providing specialized services as necessary.
- Maintain an up-to-date comprehensive knowledge and abide by all Credit Union related policies, procedures, rules and regulations, including but not limited to Bank Secrecy Act, Fair Lending, Know Your Member, robbery, safety and security procedures.
- Follow all credit union policies and procedures.
- Represent the credit union in a positive and professional manner with all people including fellow employees, members, management, board members and outside vendors.
- Attends and participates in meetings as required.
- Completes required courses as assigned for ongoing compliance and continuing education.
- Report to work on time each scheduled day.
Qualification Requirements:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Bachelor’s degree in business or finance
- 2 yrs. minimum experience in lending
- 3 yrs. experience in a financial institution or SWMCFCU
- Equivalent combination of education and experience
- Related work experience may substitute for education
Certificates, Licenses, Registrations
- Bondable with CUMIS
- Notary (have or attain within 6 months of job/position acceptance)
- NMLS Registration (or attain within 6 months of job/position acceptance)
- Valid/Unexpired Driver’s License
Job Type: Full-time
Pay: $45,000.00 - $65,000.00 per year
Benefits:
- 401(k) matching
- Health savings account
- Life insurance
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
Work Location: In person
receptionist in butte
Position open until filled. Salary DOE
Under general supervision of Management, but in accordance with established policies and procedures, the Administrative Assistant/Receptionist is responsible for projecting a positive image as a representative of the credit union in greeting visitors, guests and members. In performing customer reception activities will coordinate and direct lobby/phone traffic while providing prompt, professional and accurate assistance to members. This position will perform a variety of duties within the credit union while providing confidential, professional, administrative and clerical support to the Credit Union management. Courses and/or training may be required.
Essential Duties and Responsibilities and Expectations:
Include the following, other duties may be assigned.
- Answer incoming telephone calls, maintain positive demeanor, ensure phone coverage, determines purpose of calls, and forward calls to appropriate personnel or department; perform telephone transfers for members as needed.
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Provide information to callers; respond to all telephone inquiries about rates, services, loans, checking accounts, hours of business, etc., while complying with disclosure requirements, regulations and consumer privacy policies.
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Maintain a professional manner when greeting visitors, members/potential members to establish rapport, determine nature of their business, and announce visitors to appropriate personnel.
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Ensure knowledge of staff movements in and out of the building, monitor visitor access and maintain security awareness
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Provide general administrative and clerical support
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Receive and accurately sort mail and deliveries; and deliver all incoming mail to the proper recipient, prepare all outgoing mail and ensure mail is stamped correctly and is picked up by the mail service. This includes UPS, Fed Ex and certified mail.
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Tidy and maintain the reception area
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Fulfill branch requests for posters and in branch material, coordinate printing in support of credit union goals and events.
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Primary back up for Teller line when staff shortage occurs
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Assists in coordination of supply orders
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Promote usage of Credit Union products and services
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Coordinate with other departments and refer members to departments/personnel providing specialized services as necessary.
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Maintain an up-to-date and comprehensive knowledge on all Credit Union related policies, procedures, rules and regulations, including but not limited to Bank Secrecy Act, Fair Lending, Know Your Member, robbery, safety and security procedures.
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Follow all credit union policies and procedures; adheres to State and Federal Banking regulations.
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Represent the credit union in a positive and professional manner with all people including fellow employees, members, management, board members and outside vendors.
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Attends and participates in meetings as required.
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Completes required courses as assigned for ongoing compliance and continuing education.
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May be requested to travel to other branches, or facilities.
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Report to work on time each scheduled day.
