Federal Credit Unions exists to provide financial services that make a difference in our members' lives and in the communities we serve.
We Offer:
- A great work environment with training, mentoring and career opportunities;
- Competitive compensation, dependent on relevant experience;
- Employer Benefits including – Medical and Vision (CU makes substantial contributions to premium cost) , Short & Long Term Disability & Life insurance (fully paid for by the credit union), and generous employer matching contributions to your Health Savings and 401(k) Accounts;
- Paid Holidays and allowances for Personal, Annual and Sick leave;
- Employee Net Income sharing, plus;
- Access to optional Supplemental and Group Life insurance programs.
Browse our available positions below, then fill out our application below. You can either print at home and fill in by hand or complete it electronically. Then mail or deliver it to one of our branch locations . You can also securely upload your application below or email it to us at jobs@swmcfcu.org. Applications with SWMCFCU are only valid for 120 days. Consideration for employment after 120 days requires a new application. A full application package includes an employment application and resume to be considered for a position. You can also upload your resume below as well.
Southwest Community FCU is an Equal Opportunity Employer
Use this section below ONLY to submit resumes, cover letter and/or your complete employment application after you fill it out with the above link first.
Member Service Representative
Open until filled
Salary DOE
Job Summary:
Under general supervision, the MSR ll, must be able to satisfactorily perform all the job duties of MSR l position; MSR ll position allows opportunity for further development within the department, deeper dive into account offerings, such as opening, maintaining and closing IRA accounts, trust accounts, business member services, further training in the account and card dispute process, filing fraud loss claims. In addition performs a variety of records’ support duties including preparing and scanning Teller work, signature cards, loan documents, updated member related documents, contracts, invoices, internal forms and communications as appropriate. Courses and/or training may be required.
Essential Duties and Responsibilities and Expectations:
Include the following, other duties may be assigned.
- Work involves extensive personal contact with others and/or is usually of personal or sensitive nature, a significant amount of trust, confidentiality and diplomacy is required, in addition to normal courtesy and tact.
- Open, maintain, and close specialty credit union accounts, including but not limited to: IRA accounts, Trust accounts, Business/Commercial accounts, Share Certificate of Deposits, safe deposit boxes, etc.
- Gives prompt efficient and accurate service in the processing of all transactions including new and/or replacement ATM/VISA check/VISA credit cards, card limit increases, lifting travel blocks, resetting pins, Share Certificate and IRA accounts. Account reconciliation may include assisting members to dispute fraudulent activity.
- Opens new member accounts and provide information to new and prospective members by explaining and cross-selling credit union products and services. Completes forms for opening and processing all types of accounts, including share, share draft, money market, certificate, IRAs, safe deposit boxes, etc.
- Effective performance of scanning functions include but not limited to: prepare documents for scanning ensuring proper order and placement into appropriate electronic record, consistent titling of electronic images to ensure ease of accessibility, image quality.
- Maintain an up-to-date and comprehensive knowledge on all related policies, procedures, rules and regulations, including including but not limited to Bank Secrecy Act, Fair Lending, Know Your Member, robbery, safety and security procedures.
- Follow all credit union policies and procedures.
- Represent the credit union in a positive and professional manner with all people including fellow employees, members, management, board members and outside vendors.
- Attends and participates in meetings as required.
- Completes required courses as assigned for ongoing compliance and continuing education.
- May be requested to travel to other branches, or facilities
- Report to work on time each scheduled day.
Job Type: Full-time
Benefits:
- 401(k) matching
- Dental insurance
- Health insurance
- Health savings account
- Life insurance
- Paid sick time
- Paid time off
- Vision insurance
Work Location: In person
Loan officer in Anaconda
To be considered for employment, SWMCFCU requires a full application and resume
Salary DOE and Open Until Filled.
Job Summary:
The Loan Officer is responsible for soliciting, negotiating, underwriting and coordinating the closing of moderately complex consumer, residential, equipment, commercial building and business loans in compliance with Southwest Montana Community FCU's lending policies and procedures; develops relationships with members; and promotes business for the Credit Union by maintaining good customer relations and referring members to appropriate staff for new services. The position of Loan Officer Il assists in attaining established Credit Union goals through active participation in sales management and marketing of the Credit Union’s services and products. Courses and training may be required.
Essential Duties, Responsibilities and Expectations (includes the following, other duties may be assigned):
- Meets with members to gather information and advises on loan products.
- Evaluate loan applications and documentation
- Analyze financials, property evaluations, credit reports and other variables for loan approval.
- Maximize Credit Union profitability through the appropriate pricing of new loan originations, fee income and selling of bank products and services.
- Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority as needed.
- Approve loans or deny loans and follow processes for each.
- Review agreements for accuracy.
- Promote additional insurance or other products to members.
- Conduct internal loan reviews.
- Perform month end tasks such as matured loan modifications and credit bureau reports.
- Handle and negotiate delinquencies.
- Work with members to resolve complaints and other issues.
- Maintain an up-to-date and comprehensive knowledge on all credit union products and services, this includes answering basic member inquiries regarding interest rates, service charges and account histories while complying with disclosure requirements, regulations and consumer privacy policies. Coordinate with other departments and refer members to departments/personnel providing specialized services as necessary.
- Maintain an up-to-date comprehensive knowledge and abide by all Credit Union related policies, procedures, rules and regulations, including but not limited to Bank Secrecy Act, Fair Lending, Know Your Member, robbery, safety and security procedures.
- Follow all credit union policies and procedures.
- Represent the credit union in a positive and professional manner with all people including fellow employees, members, management, board members and outside vendors.
- Attends and participates in meetings as required.
- Completes required courses as assigned for ongoing compliance and continuing education.
- Report to work on time each scheduled day.
Qualification Requirements:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Bachelor’s degree in business or finance
- 2 yrs. minimum experience in lending
- 3 yrs. experience in a financial institution or SWMCFCU
- Equivalent combination of education and experience
- Related work experience may substitute for education
